MOTER Technologies

MOTER Insurance Services

MOTER Insurance Services is a full service insurtech wholesale and MGA brokerage with a specialty in Commercial Auto. We have a diverse team of insurance industry professionals along with a vast data science and technical team. MOTER is licensed in 49 states with both admitted and E&S solutions.


  • Last Mile Delivery Service Providers (DSPs)
  • Non-Emergency Medical Transportation
  • Carshare (P2P and Owned)

Our Commercial Auto solutions provide coverage in the following areas:

·        Auto Liability

·        Collision

·        Comprehensive

·        Medical Payments

·        Hired/Non-owned

·        Cargo 


MOTER understands the power of using data to modernize the insurance industry. By harnessing the potential of connected car technology, MOTER can access real-time insights about fleet performance, driver behavior, and risk patterns. This data-driven approach can help identify risks, implement preventive measures, and offer tailored risk management strategies that can significantly reduce exposure to accidents and losses.


MOTER goes beyond traditional insurance services by using advanced technology to provide data-science-based analytics to provide fleets with insights needed to make safer decisions. From risk predictive driver and fleet scoring to the MOTER Dashboard, MOTER equips fleets with the tools necessary to improve fleet safety and minimize the frequency and severity of accidents.


By using advanced technology such as Artificial Intelligence and Computer Vision enabled cameras along with connected car data, MOTER can analyze risky driving patterns, provide predictive fleet scoring, and provide collision alerts.


Commercial fleet insurance isn’t “one size fits all” – MOTER’s solutions are designed to best fit a fleet’s unique operations. By offering real-time insights on driving behaviors and providing feedback on risk reduction and prevention, MOTER aims to enable safer driving for fleets. 



Data Driven

Using connected car data to evaluate and monitor risk is the future of the insurance industry. MOTER takes a data driven approach to Underwriting and Risk Management

AI Camera Technology

Advanced risk algorithms using AI camera technology that senses driver distraction, traffic signs and object detection, and the environment the vehicle is being driven

Actuarial Resources

Actuarial team with extensive experience in mobility product development

Rating methods

MOTER has developed modernized rating methods with the use of advanced technology and data-driven insights

FLEET Scoring

MOTER has developed predictive driver scoring models based on hundreds of millions of miles of data to assess driver performance and risk level


Traditional MGA capabilities combined with a data science team providing ongoing risk analysis and feedback to our insureds, brokers and carrier partners


If you’re interested in becoming an appointed broker or would like more information on how MOTER partners with insurers, please contact: 

Underwriting & Producer Appointments: 

Michelle York,